About Our Services

Through our association with Royal Alliance Associates (RAA) we have access to a diverse array of financial products.  RAA has no proprietary products of its own.  This means we are not constrained by any corporate influences and are free to make available those products and services that can best meet the needs of our clients.  Ultimately, we strive to provide some of the most appropriate vehicles to meet our client's financial goals.

In addition, we are separately licensed as a fully independent Life, Health, Disability, and Long-Term Care Insurance Agent. (California Insurance License #0E16649, Maryland Insurance License #NPI99904984, Hawaii Insurance License #367989) We have access to competitive insurance products to use as the risk management piece of an overall plan.

Retirement Planning

  • IRA's: Traditional, Roth, Simple, SEP
  • 403Bs
  • 457 plans
  • 401K plans
  • Individual 401K, KEOGH
  • Defined Benefit/Profit Sharing Plans

Investment Planning

  • Managed Accounts *
  • Mutual Funds *
  • Stocks & Bonds *
  • Varible Annuities *
  • Fixed Annuities
  • Equity-Indexed Annuities
  • ETFs *

Risk Management Planning

  • Term Life
  • Universal Life
  • Whole Life
  • Variable Life *
  • Disability Insurance
  • Health Insurance
  • Long Term Care Insurance

    *Securities offered throughRoyal Alliance Associates, Inc., a registered broker-dealer and Member FINRA/SIPC

College Education Planning

  • 529 Plans
  • UGMA/UTMA Accounts
  • Coverdell Education IRAs

Business Planning/Employee Benefits

  • Group Retirement Plan Design
  • Group Health Insurance
  • Group Term Life
  • Short/Long Term Disability
  • Group Long Term Care
  • Merchant Services
  • Liability Insurance/Workers Comp
  • Payroll

Business Continuation Planning

Tax Planning